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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,117 | $232,540-88.3% | $185,117-85.4% | $147,586-81.6% |
| Participation rate | 66.7% | 82.4%-15.7pp | 77.3%-10.6pp | 82.8%-16.2pp |
| Annual return | 17.14% | 43.03%-25.9pp | 40.50%-23.4pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,391 | $5,195-73.2% | $4,182-66.7% | $4,876-71.5% |
| Participant deferral / active EE | $5,776 | $5,834-1.0% | $5,045+14.5% | $5,439+6.2% |
| Admin fee / account holder | $755 | $10,275-92.7% | $8,159-90.7% | $10,886-93.1% |