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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,776 | $209,888-89.6% | $189,545-88.5% | $167,553-87.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 4.65% | 748.66%-744.0pp | 555.36%-550.7pp | 478.89%-474.2pp |
| Employer contribution / active EE | $2,710 | $6,915-60.8% | $6,162-56.0% | $4,840-44.0% |
| Participant deferral / active EE | $6,875 | $8,934-23.1% | $8,220-16.4% | $6,343+8.4% |
| Admin fee / account holder | $12,930 | $14,300-9.6% | $12,049+7.3% | $12,316+5.0% |