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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,443 | $185,905-83.6% | $170,057-82.1% | $139,487-78.2% |
| Participation rate | 66.7% | 87.8%-21.1pp | 87.0%-20.3pp | 80.3%-13.7pp |
| Annual return | 52.31% | 60.56%-8.3pp | 53.42%-1.1pp | 373.84%-321.5pp |
| Employer contribution / active EE | $3,221 | $7,597-57.6% | $6,790-52.6% | $4,755-32.2% |
| Participant deferral / active EE | $4,756 | $11,627-59.1% | $10,411-54.3% | $6,713-29.1% |
| Admin fee / account holder | $2,025 | $15,397-86.8% | $12,826-84.2% | $11,407-82.2% |