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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,976 | $70,532+143.8% | $68,948+149.4% | $137,256+25.3% |
| Participation rate | 93.3% | 81.0%+12.4pp | 79.2%+14.2pp | 80.0%+13.4pp |
| Annual return | 16.42% | 32.56%-16.1pp | 28.39%-12.0pp | 220.34%-203.9pp |
| Employer contribution / active EE | $11,533 | $4,355+164.8% | $4,165+176.9% | $4,156+177.5% |
| Participant deferral / active EE | $8,972 | $6,773+32.5% | $6,186+45.0% | $6,407+40.0% |
| Admin fee / account holder | $3,296 | $7,916-58.4% | $7,539-56.3% | $12,270-73.1% |