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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,937 | $85,094+65.6% | $76,327+84.6% | $145,884-3.4% |
| Participation rate | 93.3% | 82.9%+10.5pp | 79.2%+14.1pp | 80.3%+13.0pp |
| Annual return | 12.18% | 13.13%-0.9pp | 13.79%-1.6pp | 551.85%-539.7pp |
| Employer contribution / active EE | $11,243 | $5,261+113.7% | $4,584+145.3% | $4,662+141.2% |
| Participant deferral / active EE | $9,124 | $6,390+42.8% | $5,478+66.6% | $6,690+36.4% |
| Admin fee / account holder | $1,356 | $5,773-76.5% | $5,139-73.6% | $13,392-89.9% |