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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,647 | $77,707+91.3% | $70,160+111.9% | $139,466+6.6% |
| Participation rate | 76.9% | 83.1%-6.2pp | 78.8%-1.9pp | 80.3%-3.4pp |
| Annual return | 16.75% | 19.30%-2.5pp | 19.08%-2.3pp | 373.66%-356.9pp |
| Employer contribution / active EE | $6,850 | $4,986+37.4% | $4,285+59.8% | $4,754+44.1% |
| Participant deferral / active EE | $9,989 | $6,443+55.0% | $5,394+85.2% | $6,712+48.8% |
| Admin fee / account holder | $1,381 | $5,397-74.4% | $4,582-69.9% | $11,409-87.9% |