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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,377 | $135,956-38.7% | $123,894-32.7% | $273,972-69.6% |
| Participation rate | 63.2% | 84.1%-20.9pp | 81.4%-18.3pp | 83.0%-19.9pp |
| Annual return | 6.61% | 56.63%-50.0pp | 47.52%-40.9pp | 41.46%-34.8pp |
| Employer contribution / active EE | $3,455 | $5,170-33.2% | $4,617-25.2% | $4,869-29.0% |
| Participant deferral / active EE | $7,304 | $6,343+15.2% | $5,984+22.1% | $5,287+38.2% |
| Admin fee / account holder | $26,956 | $9,817+174.6% | $8,357+222.5% | $10,133+166.0% |