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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,887 | $138,076-35.6% | $123,553-28.1% | $135,380-34.3% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -6.41% | 153.70%-160.1pp | 119.21%-125.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $3,695 | $5,152-28.3% | $4,628-20.2% | $4,779-22.7% |
| Participant deferral / active EE | $8,477 | $6,800+24.7% | $6,426+31.9% | $5,609+51.1% |
| Admin fee / account holder | $14,046 | $10,917+28.7% | $9,284+51.3% | $10,828+29.7% |