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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,099 | $138,114-2.9% | $125,391+6.9% | $134,545-0.3% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -17.47% | 750.88%-768.4pp | 572.41%-589.9pp | 418.37%-435.8pp |
| Employer contribution / active EE | $11,921 | $5,246+127.2% | $4,816+147.5% | $4,742+151.4% |
| Participant deferral / active EE | $11,443 | $7,801+46.7% | $7,448+53.6% | $6,401+78.8% |
| Admin fee / account holder | $8,127 | $11,570-29.8% | $10,009-18.8% | $11,431-28.9% |