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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,814 | $90,607-80.3% | $79,467-77.6% | $135,380-86.8% |
| Participation rate | 70.6% | 76.0%-5.5pp | 73.3%-2.8pp | 82.6%-12.1pp |
| Annual return | -3.31% | 977.74%-981.0pp | 718.30%-721.6pp | 519.81%-523.1pp |
| Employer contribution / active EE | $882 | $3,068-71.3% | $2,800-68.5% | $4,779-81.5% |
| Participant deferral / active EE | $4,531 | $4,050+11.9% | $3,704+22.3% | $5,609-19.2% |
| Admin fee / account holder | $6,195 | $5,895+5.1% | $5,104+21.4% | $10,828-42.8% |