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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,141 | $96,691-48.1% | $86,656-42.1% | $139,487-64.1% |
| Participation rate | 75.0% | 74.4%+0.6pp | 71.7%+3.3pp | 80.3%-5.3pp |
| Annual return | 15.59% | 106.87%-91.3pp | 593.09%-577.5pp | 373.84%-358.3pp |
| Employer contribution / active EE | $1,038 | $3,267-68.2% | $3,025-65.7% | $4,755-78.2% |
| Participant deferral / active EE | $5,929 | $4,838+22.5% | $4,439+33.5% | $6,713-11.7% |
| Admin fee / account holder | $6,842 | $6,414+6.7% | $5,619+21.8% | $11,407-40.0% |