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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,598 | $109,830-55.8% | $98,452-50.6% | $167,497-71.0% |
| Participation rate | 73.3% | 75.8%-2.5pp | 73.3%0pp | 82.1%-8.8pp |
| Annual return | 12.86% | 1957.04%-1944.2pp | 1492.96%-1480.1pp | 478.62%-465.8pp |
| Employer contribution / active EE | $701 | $3,224-78.3% | $2,960-76.3% | $4,838-85.5% |
| Participant deferral / active EE | $3,954 | $4,673-15.4% | $4,276-7.5% | $6,341-37.6% |
| Admin fee / account holder | $705 | $6,751-89.6% | $5,948-88.1% | $12,310-94.3% |