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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $600,239 | $176,077+240.9% | $159,455+276.4% | $167,518+258.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.87% | 331.83%-322.0pp | 263.63%-253.8pp | 478.71%-468.8pp |
| Employer contribution / active EE | $19,198 | $5,298+262.4% | $4,830+297.5% | $4,838+296.8% |
| Participant deferral / active EE | $13,965 | $7,751+80.2% | $7,353+89.9% | $6,342+120.2% |
| Admin fee / account holder | $7,876 | $12,556-37.3% | $10,800-27.1% | $12,312-36.0% |