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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $638,705 | $148,623+329.7% | $135,974+369.7% | $139,466+358.0% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 11.72% | 79.30%-67.6pp | 68.30%-56.6pp | 373.66%-361.9pp |
| Employer contribution / active EE | $18,307 | $5,246+249.0% | $4,859+276.8% | $4,754+285.1% |
| Participant deferral / active EE | $14,909 | $8,103+84.0% | $7,760+92.1% | $6,712+122.1% |
| Admin fee / account holder | $7,914 | $12,406-36.2% | $10,767-26.5% | $11,409-30.6% |