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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,635 | $157,296+213.8% | $141,191+249.6% | $152,897+222.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.52% | 64.34%-49.8pp | 71.41%-56.9pp | 345.43%-330.9pp |
| Employer contribution / active EE | $16,429 | $5,262+212.2% | $4,736+246.9% | $4,764+244.9% |
| Participant deferral / active EE | $11,400 | $7,111+60.3% | $6,710+69.9% | $5,851+94.8% |
| Admin fee / account holder | $11,388 | $12,125-6.1% | $10,264+11.0% | $11,599-1.8% |