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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,356 | $209,422+40.6% | $178,503+64.9% | $158,982+85.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 4.79% | 188.81%-184.0pp | 151.12%-146.3pp | 302.99%-298.2pp |
| Employer contribution / active EE | $11,369 | $5,707+99.2% | $5,011+126.9% | $4,763+138.7% |
| Participant deferral / active EE | $7,000 | $5,955+17.5% | $5,202+34.6% | $5,983+17.0% |
| Admin fee / account holder | $0 | $17,079-100.0% | $13,987-100.0% | $11,252-100.0% |