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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,598 | $180,459+22.8% | $154,108+43.8% | $135,380+63.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.08% | 888.21%-892.3pp | 735.21%-739.3pp | 519.81%-523.9pp |
| Employer contribution / active EE | $11,070 | $6,035+83.4% | $5,298+109.0% | $4,779+131.6% |
| Participant deferral / active EE | $9,477 | $5,806+63.2% | $5,081+86.5% | $5,609+69.0% |
| Admin fee / account holder | $31,840 | $16,145+97.2% | $13,411+137.4% | $10,828+194.0% |