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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,608 | $217,432+57.1% | $185,851+83.8% | $167,553+103.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.00% | 148.43%-137.4pp | 122.11%-111.1pp | 478.89%-467.9pp |
| Employer contribution / active EE | $12,806 | $5,874+118.0% | $5,168+147.8% | $4,840+164.6% |
| Participant deferral / active EE | $9,500 | $6,357+49.4% | $5,569+70.6% | $6,343+49.8% |
| Admin fee / account holder | $941 | $19,820-95.3% | $16,245-94.2% | $12,316-92.4% |