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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,927 | $162,967-82.9% | $135,792-79.4% | $138,895-79.9% |
| Participation rate | 0.0% | 78.3%-78.3pp | 72.6%-72.6pp | 79.9%-79.9pp |
| Annual return | 11.78% | 30.08%-18.3pp | 25.96%-14.2pp | 145.39%-133.6pp |
| Employer contribution / active EE | $5,550 | $4,211+31.8% | $3,496+58.8% | $4,194+32.3% |
| Participant deferral / active EE | $3,515 | $5,640-37.7% | $4,759-26.1% | $6,396-45.0% |
| Admin fee / account holder | $54,369 | $15,306+255.2% | $12,266+343.3% | $12,562+332.8% |