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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,927 | $141,004-92.3% | $112,273-90.3% | $139,456-92.2% |
| Participation rate | 73.3% | 79.2%-5.9pp | 72.4%+0.9pp | 80.3%-7.0pp |
| Annual return | 17.85% | 32.75%-14.9pp | 30.23%-12.4pp | 373.45%-355.6pp |
| Employer contribution / active EE | $2,224 | $4,285-48.1% | $3,431-35.2% | $4,753-53.2% |
| Participant deferral / active EE | $5,164 | $5,878-12.1% | $4,800+7.6% | $6,711-23.0% |
| Admin fee / account holder | $5,350 | $9,959-46.3% | $7,752-31.0% | $11,407-53.1% |