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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,092 | $150,207-90.0% | $120,380-87.5% | $145,978-89.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 16.31% | 154.28%-138.0pp | 107.28%-91.0pp | 550.52%-534.2pp |
| Employer contribution / active EE | $3,278 | $4,351-24.7% | $3,465-5.4% | $4,662-29.7% |
| Participant deferral / active EE | $10,506 | $6,175+70.1% | $4,992+110.4% | $6,690+57.0% |
| Admin fee / account holder | $372 | $12,203-97.0% | $9,421-96.1% | $13,400-97.2% |