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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,280 | $115,225+12.2% | $100,712+28.4% | $138,895-6.9% |
| Participation rate | 42.1% | 74.3%-32.2pp | 69.3%-27.2pp | 79.9%-37.8pp |
| Annual return | 17.61% | 40.35%-22.7pp | 33.27%-15.7pp | 145.39%-127.8pp |
| Employer contribution / active EE | $1,194 | $2,771-56.9% | $2,313-48.4% | $4,194-71.5% |
| Participant deferral / active EE | $2,851 | $4,699-39.3% | $4,085-30.2% | $6,396-55.4% |
| Admin fee / account holder | $4,174 | $10,844-61.5% | $9,256-54.9% | $12,562-66.8% |