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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,612 | $112,935-21.5% | $90,970-2.6% | $158,966-44.3% |
| Participation rate | 31.6% | 74.7%-43.2pp | 69.0%-37.4pp | 82.0%-50.4pp |
| Annual return | 37.72% | 215.79%-178.1pp | 134.58%-96.9pp | 302.95%-265.2pp |
| Employer contribution / active EE | $774 | $2,895-73.3% | $2,122-63.5% | $4,762-83.7% |
| Participant deferral / active EE | $1,672 | $4,129-59.5% | $3,373-50.4% | $5,983-72.1% |
| Admin fee / account holder | $4,560 | $8,045-43.3% | $5,960-23.5% | $11,250-59.5% |