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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,841 | $106,918-44.0% | $84,021-28.8% | $152,897-60.9% |
| Participation rate | 27.8% | 75.2%-47.5pp | 69.0%-41.2pp | 82.5%-54.7pp |
| Annual return | 21.24% | 105.01%-83.8pp | 71.32%-50.1pp | 345.43%-324.2pp |
| Employer contribution / active EE | $826 | $2,735-69.8% | $1,984-58.4% | $4,764-82.7% |
| Participant deferral / active EE | $1,874 | $4,012-53.3% | $3,239-42.1% | $5,851-68.0% |
| Admin fee / account holder | $10,979 | $8,288+32.5% | $6,102+79.9% | $11,599-5.3% |