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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,712 | $88,707+183.8% | $74,184+239.3% | $273,972-8.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.47% | 11.94%-2.5pp | 17.74%-8.3pp | 41.46%-32.0pp |
| Employer contribution / active EE | $11,130 | $3,159+252.3% | $2,370+369.6% | $4,869+128.6% |
| Participant deferral / active EE | $8,198 | $4,212+94.7% | $3,550+131.0% | $5,287+55.1% |
| Admin fee / account holder | $7,637 | $8,717-12.4% | $5,586+36.7% | $10,133-24.6% |