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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,754 | $103,393+234.4% | $87,103+297.0% | $152,909+126.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 23.84% | 28.10%-4.3pp | 28.19%-4.3pp | 345.46%-321.6pp |
| Employer contribution / active EE | $8,872 | $3,221+175.4% | $2,521+251.9% | $4,764+86.2% |
| Participant deferral / active EE | $8,178 | $4,778+71.1% | $4,049+102.0% | $5,851+39.8% |
| Admin fee / account holder | $7,012 | $12,195-42.5% | $7,491-6.4% | $11,601-39.6% |