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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,419 | $110,212+342.3% | $96,534+404.9% | $139,466+249.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 18.80% | 26.42%-7.6pp | 25.88%-7.1pp | 373.66%-354.9pp |
| Employer contribution / active EE | $9,053 | $3,620+150.1% | $2,965+205.3% | $4,754+90.4% |
| Participant deferral / active EE | $7,732 | $5,547+39.4% | $4,851+59.4% | $6,712+15.2% |
| Admin fee / account holder | $31,789 | $11,599+174.1% | $8,253+285.2% | $11,409+178.6% |