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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,864 | $80,812+44.6% | $160,784-27.3% | $82,448+41.7% |
| Participation rate | 71.0% | 66.2%+4.7pp | 77.0%-6.0pp | 68.1%+2.9pp |
| Annual return | 11.61% | 100.59%-89.0pp | 1803.92%-1792.3pp | 41.64%-30.0pp |
| Employer contribution / active EE | $2,153 | $2,174-1.0% | $3,733-42.3% | $2,551-15.6% |
| Participant deferral / active EE | $4,764 | $4,335+9.9% | $6,293-24.3% | $4,139+15.1% |
| Admin fee / account holder | $12,412 | $7,695+61.3% | $9,717+27.7% | $7,234+71.6% |