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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,416 | $62,672-35.5% | $185,117-78.2% | $70,126-42.4% |
| Participation rate | 70.0% | 63.8%+6.2pp | 77.3%-7.3pp | 69.5%+0.5pp |
| Annual return | 12.34% | 40.79%-28.5pp | 40.50%-28.2pp | 73.15%-60.8pp |
| Employer contribution / active EE | $2,030 | $1,753+15.8% | $4,182-51.4% | $2,343-13.3% |
| Participant deferral / active EE | $3,514 | $3,272+7.4% | $5,045-30.3% | $3,332+5.5% |
| Admin fee / account holder | $1,018 | $3,932-74.1% | $8,159-87.5% | $4,645-78.1% |