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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,903 | $30,732-45.0% | $59,496-71.6% | $59,633-71.7% |
| Participation rate | 37.3% | 43.2%-5.9pp | 54.6%-17.3pp | 68.7%-31.4pp |
| Annual return | -1.02% | 4.47%-5.5pp | 182.05%-183.1pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $975 | $631+54.5% | $1,153-15.5% | $2,203-55.8% |
| Participant deferral / active EE | $2,173 | $1,183+83.7% | $1,829+18.8% | $3,192-31.9% |
| Admin fee / account holder | $435 | $2,136-79.6% | $2,232-80.5% | $4,297-89.9% |