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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,603 | $27,943+149.1% | $58,507+19.0% | $75,177-7.4% |
| Participation rate | 31.3% | 38.8%-7.6pp | 50.9%-19.6pp | 67.2%-36.0pp |
| Annual return | 23.95% | 44.22%-20.3pp | 4252.32%-4228.4pp | 160.75%-136.8pp |
| Employer contribution / active EE | $1,136 | $670+69.7% | $1,053+7.9% | $2,671-57.5% |
| Participant deferral / active EE | $2,188 | $1,202+82.1% | $1,922+13.8% | $4,126-47.0% |
| Admin fee / account holder | $1,594 | $1,727-7.7% | $2,486-35.9% | $5,651-71.8% |