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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,624 | $32,037-26.3% | $69,182-65.9% | $62,881-62.4% |
| Participation rate | 35.1% | 43.4%-8.3pp | 55.1%-20.0pp | 69.3%-34.2pp |
| Annual return | 16.35% | 15.16%+1.2pp | -21.93%+38.3pp | 20.14%-3.8pp |
| Employer contribution / active EE | $1,079 | $679+58.9% | $1,206-10.6% | $2,281-52.7% |
| Participant deferral / active EE | $2,209 | $1,185+86.3% | $1,897+16.4% | $3,203-31.0% |
| Admin fee / account holder | $311 | $2,608-88.1% | $2,697-88.5% | $4,296-92.8% |