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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,013 | $99,995+33.0% | $85,063+56.4% | $145,978-8.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.58% | 83.99%-70.4pp | 66.54%-53.0pp | 550.52%-536.9pp |
| Employer contribution / active EE | $1,200 | $3,231-62.9% | $2,727-56.0% | $4,662-74.3% |
| Participant deferral / active EE | $2,879 | $5,295-45.6% | $4,523-36.3% | $6,690-57.0% |
| Admin fee / account holder | $1,279 | $7,255-82.4% | $6,155-79.2% | $13,400-90.5% |