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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,921 | $95,188-49.7% | $76,518-37.4% | $135,379-64.6% |
| Participation rate | 62.5% | 74.4%-11.9pp | 68.0%-5.5pp | 82.6%-20.1pp |
| Annual return | -7.66% | 4.85%-12.5pp | -0.27%-7.4pp | 519.79%-527.4pp |
| Employer contribution / active EE | $509 | $3,303-84.6% | $2,647-80.8% | $4,779-89.4% |
| Participant deferral / active EE | $4,766 | $4,640+2.7% | $3,836+24.2% | $5,609-15.0% |
| Admin fee / account holder | $283 | $6,249-95.5% | $4,849-94.2% | $10,828-97.4% |