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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,118 | $96,361+18.4% | $80,607+41.6% | $139,456-18.2% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 17.26% | 1350.95%-1333.7pp | 936.11%-918.8pp | 373.45%-356.2pp |
| Employer contribution / active EE | $1,625 | $3,262-50.2% | $2,724-40.4% | $4,753-65.8% |
| Participant deferral / active EE | $8,488 | $5,232+62.2% | $4,448+90.8% | $6,711+26.5% |
| Admin fee / account holder | $4,703 | $6,601-28.7% | $5,379-12.6% | $11,407-58.8% |