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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,997 | $101,778-63.6% | $164,975-77.6% | $80,925-54.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 14.78% | 16.73%-1.9pp | 70.12%-55.3pp | 35.65%-20.9pp |
| Employer contribution / active EE | $1,633 | $2,954-44.7% | $4,343-62.4% | $2,756-40.8% |
| Participant deferral / active EE | $4,488 | $4,477+0.3% | $6,033-25.6% | $4,299+4.4% |
| Admin fee / account holder | $1,390 | $8,221-83.1% | $12,688-89.0% | $6,940-80.0% |