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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,623 | $99,994-66.4% | $146,643-77.1% | $85,847-60.8% |
| Participation rate | 48.7% | 73.1%-24.3pp | 80.1%-31.4pp | 69.3%-20.6pp |
| Annual return | 18.59% | 18.93%-0.3pp | 22.75%-4.2pp | 318.61%-300.0pp |
| Employer contribution / active EE | $1,230 | $2,559-51.9% | $4,137-70.3% | $2,565-52.0% |
| Participant deferral / active EE | $2,727 | $4,006-31.9% | $5,506-50.5% | $3,952-31.0% |
| Admin fee / account holder | $196 | $7,703-97.5% | $10,280-98.1% | $6,261-96.9% |