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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,202 | $91,537-68.1% | $130,045-77.5% | $75,173-61.2% |
| Participation rate | 97.6% | 71.5%+26.1pp | 78.5%+19.1pp | 67.2%+30.4pp |
| Annual return | 16.24% | -631.55%+647.8pp | -137.30%+153.5pp | 160.72%-144.5pp |
| Employer contribution / active EE | $1,411 | $2,845-50.4% | $4,321-67.3% | $2,671-47.2% |
| Participant deferral / active EE | $3,037 | $4,343-30.1% | $5,820-47.8% | $4,126-26.4% |
| Admin fee / account holder | $362 | $6,780-94.7% | $10,600-96.6% | $5,651-93.6% |