Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,314 | $72,404-70.6% | $110,243-80.7% | $64,173-66.8% |
| Participation rate | 42.0% | 73.3%-31.3pp | 79.8%-37.8pp | 69.6%-27.6pp |
| Annual return | -8.21% | -6.29%-1.9pp | 314.76%-323.0pp | 7.63%-15.8pp |
| Employer contribution / active EE | $848 | $2,282-62.8% | $3,827-77.8% | $2,381-64.4% |
| Participant deferral / active EE | $2,097 | $3,469-39.5% | $4,672-55.1% | $3,470-39.6% |
| Admin fee / account holder | $751 | $5,664-86.7% | $8,548-91.2% | $4,887-84.6% |