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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $85,881 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 28 · EIN 26-4310632 | Investment Management | $65,212 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $114 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,160 | $79,438+201.1% | $106,555+124.4% | $79,391+201.2% |
| Participation rate | 97.0% | 74.2%+22.8pp | 76.1%+20.9pp | 70.7%+26.3pp |
| Annual return | 14.61% | 18.27%-3.7pp | 26.80%-12.2pp | 116.88%-102.3pp |
| Employer contribution / active EE | $8,786 | $2,235+293.1% | $2,819+211.6% | $2,428+261.9% |
| Participant deferral / active EE | $9,291 | $3,824+143.0% | $4,399+111.2% | $4,046+129.6% |
| Admin fee / account holder | $597 | $523+14.2% | $7,408-91.9% | $627-4.7% |