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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Shareholder ser... | $707 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,873 | $53,412+190.0% | $68,509+126.1% | $52,331+196.0% |
| Participation rate | 97.9% | 71.7%+26.2pp | 74.7%+23.1pp | 68.1%+29.8pp |
| Annual return | 0.91% | 3.42%-2.5pp | 8.27%-7.4pp | 4.54%-3.6pp |
| Employer contribution / active EE | $8,110 | $1,607+404.6% | $2,278+256.0% | $1,882+331.0% |
| Participant deferral / active EE | $8,312 | $2,688+209.2% | $3,382+145.7% | $3,022+175.0% |
| Admin fee / account holder | $21 | $461-95.4% | $5,275-99.6% | $592-96.4% |