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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,350 | $134,817+74.6% | $123,973+89.8% | $155,188+51.7% |
| Participation rate | 92.9% | 79.4%+13.5pp | 76.7%+16.2pp | 80.8%+12.1pp |
| Annual return | 11.20% | 515.49%-504.3pp | 388.13%-376.9pp | 148.84%-137.6pp |
| Employer contribution / active EE | $3,184 | $4,425-28.1% | $4,126-22.8% | $4,248-25.1% |
| Participant deferral / active EE | $9,867 | $5,706+72.9% | $5,247+88.1% | $6,531+51.1% |
| Admin fee / account holder | $3,286 | $13,245-75.2% | $11,799-72.1% | $14,480-77.3% |