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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,438 | $115,814+33.3% | $101,275+52.5% | $158,982-2.9% |
| Participation rate | 91.7% | 79.4%+12.3pp | 75.8%+15.9pp | 82.0%+9.7pp |
| Annual return | 5.11% | 56.16%-51.0pp | 46.48%-41.4pp | 302.99%-297.9pp |
| Employer contribution / active EE | $3,556 | $4,176-14.8% | $3,660-2.8% | $4,763-25.3% |
| Participant deferral / active EE | $10,906 | $4,958+120.0% | $4,371+149.5% | $5,983+82.3% |
| Admin fee / account holder | $2,476 | $7,249-65.8% | $5,948-58.4% | $11,252-78.0% |