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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,590 | $106,280+65.2% | $96,538+81.9% | $139,487+25.9% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 8.64% | 38.48%-29.8pp | 35.74%-27.1pp | 373.84%-365.2pp |
| Employer contribution / active EE | $2,848 | $4,107-30.7% | $3,740-23.9% | $4,755-40.1% |
| Participant deferral / active EE | $9,450 | $5,457+73.2% | $4,880+93.6% | $6,713+40.8% |
| Admin fee / account holder | $39,494 | $7,888+400.7% | $6,737+486.2% | $11,407+246.2% |