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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,301 | $107,341+29.8% | $92,897+50.0% | $152,870-8.9% |
| Participation rate | 94.4% | 79.8%+14.7pp | 76.0%+18.4pp | 82.4%+12.0pp |
| Annual return | 4.46% | 145.59%-141.1pp | 109.42%-105.0pp | 345.34%-340.9pp |
| Employer contribution / active EE | $2,648 | $4,221-37.3% | $3,653-27.5% | $4,763-44.4% |
| Participant deferral / active EE | $7,800 | $4,847+60.9% | $4,238+84.1% | $5,850+33.3% |
| Admin fee / account holder | $2,551 | $7,080-64.0% | $5,794-56.0% | $11,597-78.0% |