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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,740 | $85,060+64.3% | $70,548+98.1% | $139,456+0.2% |
| Participation rate | 61.1% | 73.9%-12.8pp | 68.3%-7.2pp | 80.3%-19.2pp |
| Annual return | 12.54% | 30.38%-17.8pp | 32.78%-20.2pp | 373.45%-360.9pp |
| Employer contribution / active EE | $1,369 | $3,911-65.0% | $2,975-54.0% | $4,753-71.2% |
| Participant deferral / active EE | $2,671 | $5,890-54.7% | $4,567-41.5% | $6,711-60.2% |
| Admin fee / account holder | $1,769 | $8,925-80.2% | $6,424-72.5% | $11,407-84.5% |