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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,420 | $82,314+56.0% | $68,808+86.6% | $134,532-4.5% |
| Participation rate | 64.7% | 75.1%-10.3pp | 69.0%-4.3pp | 81.2%-16.5pp |
| Annual return | -19.07% | -2.18%-16.9pp | -6.37%-12.7pp | 418.27%-437.3pp |
| Employer contribution / active EE | $2,001 | $3,301-39.4% | $2,656-24.7% | $4,741-57.8% |
| Participant deferral / active EE | $6,350 | $4,740+34.0% | $3,942+61.1% | $6,401-0.8% |
| Admin fee / account holder | $1,344 | $6,484-79.3% | $4,936-72.8% | $11,429-88.2% |