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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,274 | $102,638+99.0% | $81,991+149.1% | $158,966+28.5% |
| Participation rate | 40.0% | 75.5%-35.5pp | 69.3%-29.3pp | 82.0%-42.0pp |
| Annual return | 11.34% | 61.05%-49.7pp | 41.31%-30.0pp | 302.95%-291.6pp |
| Employer contribution / active EE | $840 | $3,241-74.1% | $2,498-66.4% | $4,762-82.4% |
| Participant deferral / active EE | $2,308 | $4,649-50.4% | $3,722-38.0% | $5,983-61.4% |
| Admin fee / account holder | $20,186 | $8,237+145.1% | $5,665+256.4% | $11,250+79.4% |