See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $42,046 |
Service code 49 · EIN 52-2114207 | Other Services | $20,695 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,157 | $26,549+111.5% | $61,373-8.5% | $66,914-16.1% |
| Participation rate | 40.4% | 38.1%+2.3pp | 52.6%-12.2pp | 69.8%-29.4pp |
| Annual return | -15.06% | -16.21%+1.2pp | 338.61%-353.7pp | 1.58%-16.6pp |
| Employer contribution / active EE | $0 | $651-100.0% | $1,159-100.0% | $2,544-100.0% |
| Participant deferral / active EE | $778 | $1,338-41.8% | $2,125-63.4% | $4,237-81.6% |
| Admin fee / account holder | $301 | $409-26.5% | $2,130-85.9% | $593-49.3% |