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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,223 | $209,422-17.3% | $178,503-3.0% | $158,982+9.0% |
| Participation rate | 70.6% | 86.4%-15.8pp | 81.9%-11.3pp | 82.0%-11.4pp |
| Annual return | 10.11% | 188.81%-178.7pp | 151.12%-141.0pp | 302.99%-292.9pp |
| Employer contribution / active EE | $2,941 | $5,707-48.5% | $5,011-41.3% | $4,763-38.2% |
| Participant deferral / active EE | $3,101 | $5,955-47.9% | $5,202-40.4% | $5,983-48.2% |
| Admin fee / account holder | $6,901 | $17,079-59.6% | $13,987-50.7% | $11,252-38.7% |