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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,938 | $202,326-33.8% | $172,745-22.5% | $152,870-12.4% |
| Participation rate | 93.3% | 87.1%+6.3pp | 82.6%+10.7pp | 82.4%+10.9pp |
| Annual return | 18.30% | 1029.72%-1011.4pp | 802.90%-784.6pp | 345.34%-327.0pp |
| Employer contribution / active EE | $3,333 | $5,858-43.1% | $5,144-35.2% | $4,763-30.0% |
| Participant deferral / active EE | $4,213 | $5,948-29.2% | $5,197-18.9% | $5,850-28.0% |
| Admin fee / account holder | $445 | $17,110-97.4% | $13,954-96.8% | $11,597-96.2% |